Hiring Credit Manager in Avas

 


Job highlights


  1. Proven experience in credit underwriting for retail asset banking products; preferably CA/ICWA/MBA Finance
  2. Evaluate loan proposals, assess customer requirements, conduct risk analysis, and maintain credit information quality


3-6 Yrs

1 vacancy

Rajkot, Jetpur

3-5 Lacs PA

Must have skills

credit

Good to have skills


Loan Against Property, Housing Finance, Housing Loan, home loan, HL, Credit Underwriting, Underwriting, lap


Job description


What you'll do

Role & responsibilities


  • Evaluation of Proposals put up for recommendation /approval as per credit policy.


  • Customer visit and discussions to assess the loan requirement.


  • Customer business and income assessment.


  • Understanding the business thoroughly for self-employed non-professional profiles.


  • Ascertaining and Validating the revenue streams and expenditure of the business.


  • Should be able to see through the potential risks of the proposal.


  • Should have ability to do due diligence without sufficient and formal documents /data.


  • Files Checking as per Credit Policy.


  • Risk Analysis related to case & Client.


  • Maintaining quality of credit information, underwriting standards and presentation.


Preferred candidate profile


  • Proven work experience in Credit underwriting of Retail Asset Banking products, services and operations (preferably in private sector, HL & LAP/SME/Mortgages)


  • Understanding of local business and micro economy


  • Keen understanding and focus on risk, controls, compliance and regulatory framework


  • Strong analytical & communication skills (written & verbal)


  • Preferably CA/ ICWA/ MBA Finance / PG -Commerce)


Industry type

Banking


Department 

BFSI, Investments & Trading


Role

BFSI, Investments & Trading - Other


Employment type Full Time, Permanent


Education

CA in CA MBA/PGDM in Any Specialization


Company Name

Aavas Financiers


Headquarters

201-202, Daga Path, 2nd Floor Southend Square, Mansarover Industrial Area, Jaipur, Rajasthan 3020, JAIPUR, Rajasthan, India


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