Job highlights
- Proven experience in credit underwriting for retail asset banking products; preferably CA/ICWA/MBA Finance
- Evaluate loan proposals, assess customer requirements, conduct risk analysis, and maintain credit information quality
3-6 Yrs
1 vacancy
Rajkot, Jetpur
3-5 Lacs PA
Must have skills
credit
Good to have skills
Loan Against Property, Housing Finance, Housing Loan, home loan, HL, Credit Underwriting, Underwriting, lap
Job description
What you'll do
Role & responsibilities
- Evaluation of Proposals put up for recommendation /approval as per credit policy.
- Customer visit and discussions to assess the loan requirement.
- Customer business and income assessment.
- Understanding the business thoroughly for self-employed non-professional profiles.
- Ascertaining and Validating the revenue streams and expenditure of the business.
- Should be able to see through the potential risks of the proposal.
- Should have ability to do due diligence without sufficient and formal documents /data.
- Files Checking as per Credit Policy.
- Risk Analysis related to case & Client.
- Maintaining quality of credit information, underwriting standards and presentation.
Preferred candidate profile
- Proven work experience in Credit underwriting of Retail Asset Banking products, services and operations (preferably in private sector, HL & LAP/SME/Mortgages)
- Understanding of local business and micro economy
- Keen understanding and focus on risk, controls, compliance and regulatory framework
- Strong analytical & communication skills (written & verbal)
- Preferably CA/ ICWA/ MBA Finance / PG -Commerce)
Industry type
Banking
Department
BFSI, Investments & Trading
Role
BFSI, Investments & Trading - Other
Employment type Full Time, Permanent
Education
CA in CA MBA/PGDM in Any Specialization
Company Name
Aavas Financiers
Headquarters
201-202, Daga Path, 2nd Floor Southend Square, Mansarover Industrial Area, Jaipur, Rajasthan 3020, JAIPUR, Rajasthan, India
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