Credit card for Usa student

Credit card for Usa student ?

Today we will talk about important things for international students living in America.

Your credit score is very important for getting a loan. Credit score is very important for getting a house and loan in America. If you are starting to build a very good credit score in America.

Then student credit card is good for you.

Before knowing about credit card, we will know what is the history of credit score in America?

Your credit score matters a lot in America.

So today we will tell you about three such credit cards for students living in America which have good cashback and are very good credit cards.

1. Zolve Credit card

image source form Zolve.com

There is no charge on any foreign transaction on Zolve Credit Card. Its annual percentage rate is zero which is a very good facility for this card.

You can use this credit card internationally. This card is very beneficial for building credit score. If you make any online payment through this card, then your credit score becomes good.

You can pay money online through Zolve credit card application. With this credit card, you can pay any online bill online, in this you get good cashback and points.

 This credit card gives you a zero annual percentage rate for the first 15 months, after that your payment transaction can be less or more. This card charges zero fee for lending foreign currency. This credit card is also available in India.

With the application of this credit card, you can pay any online bill, purchase any product or make any FIR payment easily.

Benefits of Zolve Credit card

1. High Credit Limit

2. Cashback Offer

3. No Foreign Transaction Fee

2. Discover It Student Cash Back Credit Card 

Image Source from Discover.com

This credit card is for students who can use it for their daily expenses like grocery, gas and for their university studies and get good online cashback on food and drinks.

You can easily apply for this card.

With the help of this card, you can easily take a loan and you can make a good credit score for yourself.

There is no mandatory joining fee for this card.

You can get good cashback from this card but you have to spend this card very carefully.

Compared to other credit cards, you can easily apply for this credit card and you can get this card with less documents.

You can use this credit card to buy books, buy laptop or you can pay your fees. This credit card is very good. You have to control your expenses. Usually, there are a lot of interest rates on credit cards.

With this credit card, you get up to 10% cashback on purchasing anything and there are no additional charges on this credit card.

3. Citi reward credit card

Image source form Cardinside.com

How to apply?

 You have to go to the Citi Bank website and click on Citi Bank Reward card in the Credit card section.

You have to fill your name, PAN card number, Resident proof and other details.

After that you have to read the conditions and apply.

If your credit score is good then you will get the card.

Benefits of Credit card?

CASHBACK OFFER, online shopping, Traveling Case back

You get EMI facility on online shopping and travel booking with the card.

If you do a transaction of more than a lakh in 3 months then you get ₹1000 reward points.

 If you spend more than ₹30000 in a year, your annual fees are waived.

If you spend ₹30000 within a month, you get 300 points Vivaad.

This card is valid in many countries other than USA, in which you get special privileges on travel booking, hotel booking, food for airport.

Disadvantage of this card?

To avoid annual charges, you may have to shop or spend ₹30000 annually.

If you do not pay Dil on time, you may be penalized.

One should think carefully while using a credit card as later it happens that people use it to buy useless things.

If you use a credit card to withdraw cash from an ATM, you may have to pay a huge amount of interest.

If you buy a big thing using a credit card and pay EMIs, you may get stuck in the EMI cycle every month.

If you have more than one credit card, you may have to pay annual fees and other fees.